Our Short-Term Income Protection policy is so named, because when compared to our Long-Term option, it pays out for a short-term period, which is a maximum of 12 months per claim. It is great for sportspeople, because if you are unable to work due to accident, injury or illness, it will pay you a monthly income to ensure you can still pay your essential bills, mortgage, rent etc.
You pay a regular monthly premium and no medical questions are asked, so acceptance for this policy is guaranteed. You simply choose the amount of money you will need each month to cover your bills. As no proof of income is required for a claim, this policy is very popular with the self-employed, who either have no accounts or are showing a low profit, and those on lower incomes.
This policy automatically includes cover for ALL sport, no matter how extreme, and any job, no matter how high-risk (including HM Forces), and also includes cover for non sports-related injuries and illness too, so you are covered 24/7 at work, rest and play.
Income protection policies are great because no one knows what lies ahead, but we do know that accident, injury or illness can strike at any time.
PLUS: For additional reassurance against the unexpected you can add one or more of the following options to your policy: redundancy cover, life cover and critical illness cover.