Horse riding can take on many forms, from hacking out to a full days hunting, or from point-to-point, to showjumping and eventing. Horse riding can be a fast and challenging activity, so it’s not uncommon for horse riders to suffer injury during an accident. This could result in time of work for recovery, resulting in time off work, so horse rider injury insurance is vital. This will replace lost wages, allowing riders to concentrate about their recovery, and not have to worry about how they’re going to make the rent or mortgage payments. Saddles and tack can be expensive to replace, so tack and saddlery insurance should be considered as this will cover them against loss, damage or theft. When heading off on a horse riding holiday abroad, the consequences of requiring medical attention can be a huge financial shock if not correctly insured, so you should also consider appropriate travel insurance.