Protection for riders

The #1 choice for mountain bike injury insurance


Why use us

For employed & self-employed with no time limits on claims



Covers you for injury & illness 24/7 at WORK, REST and PLAY


FREE multi-sport

Covers you for any sport & activity including high-risk


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Instant quotes, and you can apply immediately online

Our insurance policy is 5-star rated

We are passionate about mountain bike riders getting the best injury insurance available.

Accidents or injuries sustained whilst taking part in mountain biking, or just messing around on a mountain with your mates, can spell disaster for those who do not have injury insurance. Should you not be able to work, you could find yourself unable to pay your bills – a situation which can quickly escalate in to financial difficulties.

When considering buying mountain bike injury insurance, it can be confusing to understand what the cover actually provides. We believe you should cover what’s important to you, and most people would agree that protecting your income is the most essential.
That’s why our policy focuses on income protection.

Our income protection policy pays you an income if you’re injured or ill and can’t work. This allows you to be competitive in whatever sport or activity you do, safe in the knowledge that if the worst happens and you need to take time off work to recover, you’ll still have an income.

It also covers you if you get injured at work too.

5 Good reasons why you should have income protection:

In March 2020 Which? consumer magazine stated ‘The one protection policy every working adult in the UK should consider is the very one most of us don’t have – income protection.’

Our accident and injury insurance policy provides mountain bike riders with money when you need it most, helping you to pay your bills if you have to take time off work. This policy covers you for injuries, whether sustained from falling off your bike, or accidents at home or at work, and will also cover you for taking part in amateur racing and competitions. For ultimate peace of mind, our My Earnings Protected policy also covers you for injury and illness, and has no limits to the length of your claim, so can pay you a monthly income right up to retirement, should the worst happen.