Why should I have Mountain Bike Injury Insurance cover?
There are many reasons why people take up mountain biking. From the person who just wants to get fit by cycling to work, just messing around on the hills and country lanes, to the hardcore and challenging off-roading. Mountain biking can be very fast, and tracks can have all sorts of hidden dangers. Accidents and injuries can therefore be common place, including broken collar bones, legs, wrists, arms, ribs and even fingers and thumbs. Any of these injuries could easily keep you off work for months at a time, which can mean a significant drop or loss of income, especially if your employer doesn’t provide sick-pay, or if you’re self-employed. This type of mountain bike insurance offers you the peace of mind that you’ll have money when you need it most, either as a cash lump sum to help tide you over, or an on-going income whilst you are signed off work. For extra security, all of our policies cover you 24/7 so you do not have to worry about having to prove that your injury was cycling related. Our Short-Term and Long-Term income protection policies also give you the peace of mind that you will be covered for illness too, providing all-round financial protection.