Rugby is a competitive, tough sport, and that’s why it is so appealing for players. As rugby is so physical, players can get plenty of hard knocks, either during a match or whilst training and practicing. Players often suffer injuries, especially torn knee injuries, torn ligaments and broken bones, which can result in players having to take time off work. Rugby injury insurance is essential, as this can replace lost wages, allowing players to concentrate on their recovery, and not worrying about how they’re going to make their rent or mortgage payments. Rugby club insurance can also be taken out to protect the club, its premises and officers, against all eventualities.