Surfing is a year-round lifestyle sport and is full of adrenaline rides as well as wipeouts. It’s not uncommon for amateur surfers to suffer injuries like torn ligaments or dislocated shoulders during an accident, which could result in having to take time off work. Surfing injury insurance is recommended, as this can replace lost wages, and allow you to concentrate on your recovery, and not worrying about how you’re going to make your rent or mortgage payments. Underwater hazards and accidents can also result in damage to surfboards and wetsuits. Surfboards and wetsuits can be pretty expensive to replace, so our surfboard insurance protects these against loss, damage or theft, anywhere in the world. Also, when heading off on a surfing holiday, the consequences of requiring medical attention abroad can be a huge financial shock if not correctly insured, so you should also consider appropriate travel insurance.