Windsurfing is a year-round lifestyle sport and full of adrenaline rides, big air and wipeouts. Windsurfers can suffer injuries like torn ligaments, sprains and dislocations. Underwater hazards and accidents can also result in damage to windsurf boards, sails and wet suits. Boards, sails and wet suits are expensive to replace when damaged, lost or stolen. Also, when heading off on an overseas windsurfing holiday, the consequences of requiring medical attention abroad can be a huge financial shock if not correctly insured, so you should also consider appropriate travel insurance.